How to Improve Your Finances at Every Age


Pay less in fees.

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Thierry Dosogne

Many people don’t even realize how much money they fork over in fees over time; think tank RAND calculates that even just a 1 percentage-point difference in annual fees adds up to $3,380 after 10 years on a $20,000 account balance. Consider whether you can shift into lower-fee funds.

Next: Share less with Uncle Sam.

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