How to Manage Your Money in Your 20s By Kimberly Palmer Dec. 3, 2013 Comments SHARE When it comes to money, today’s 20-somethings have to grow up fast. Next » 1 of 12 (iStockPhoto) Between student loans, pressure to start saving early for retirement and expensive urban housing markets, those first paychecks are in demand and there’s little room for error. Here are 10 tips for getting on top of your finances in your 20s. Next: 1. Ignore your salary.