10 Retirement Resolutions for 2008

Here are ways to make sure you're prepared for life after work—or maybe a second career.

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Granted, most people don't relocate in retirement. Only about 6 percent of people over age 45 swapped places in 2005, according to the Census Bureau, and most of them stayed in the same state. But if you are going to take the plunge, be sure you like the location before relocating, as moving carries a considerable expense of its own.

You can enter the retirement criteria important to you to create a personalized list of Best Places to Retire at usnews.com/retiresearch.