There are hundreds of salesmen/women out there selling similar products. 4% cap is on the low side.. keep loking for a higher cap while not giving up the security and safety that brought inrested you in the first place. You can do much better.
Billof 5:55PM August 11, 2008
Read your article "Inflation Proof your Retirement Portfolio".
No metion of Annuities??? I've been looking at the Fixed Index Annuities. Looks good to me. My principle stays secure, never to go down, and if I fix to the S&P 500 Index, I will increase as it does. There will be a Cap, so if Index sky rockets I can't participate. However, some have guarantees up to 4%. Seem good to me to not risk my money and grow it at least 4%!!! I know I lose control, however some plans allow you to access your principle upto 10%, for those times of need.
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Rdnkjhom of AK 8:59PM July 15, 2009
Bill of 5:55PM August 11, 2008
Fred Dickey of CA 11:35AM August 11, 2008