7 Tips for Picking a Target-Date Fund

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Emily,
The section with tinkering with your age confused me a bit for awhile. It almsot seemed backwards at first.
You are really trying to find a earlier target date if you want less risk. You talked about a "pick a younger age", meaning a younger retirement age. But the funds are really set up with retirement dates, so picking a fund with a earlier retirement date will give less risk. Conversely, picking a fund with a later retirement date will tend to give more risk.
I think you meant the same thing.

Jeff Bryant of CA 10:44AM July 29, 2009