Planning Your End-of-Life Care

Most people may not be aware there is a 1 in 2 chance that either you or your spouse will receive some type of care in there life time! The desicion is yours to protect you and your loved ones from this heart ache and pain... Freedom of choice can make all of the difference in the way you receive the care you need and of course the path of your recovery.. No one wants to go into a nursing home, but unfortunally there are times when a person gets to the point staying home is no longer an option. Are you going to make your children choose Paying for your care or sending a grandchild to college? PLAN for these situations it will not only save you money in the future (if you wish to leave something behind)put for your spouse it could mean additional income while you are there THIS DISCUSSION SHOULD NOT BE TAKEN LIGHTLY!! and there are serveral other benefits to having a plan in place such as ASSET PROTECTION now these Terms vary from state to state. I do know that there are approximatly 13 states that have a Partnership program, which allow seniors dollar for dollar protection for your HARD EARNED MONEY....Because Medicaid spend down can be detramental to one's portfolio... I am serious it's not like medicare where there are a structure of plans out there these are tailored to your need's and portfolio if your agent or broker doesn't mention these types of benefits to you there are doing you an injustice and you may need to shop around... OLD POLICIES must be reveiwed to assure partnership qualified... such as INFLATION PROTECTION one can ever go without it...

Lacey Manning of FL 12:25AM October 27, 2009