How to Pick the Best Medicare Part D Prescription Drug Plan

The man who helps us decide which plan to purchase for next year has had a serious accident in his family and we are getting very anxious as to which plan to purchase. We have Blue Cross and Blue Shield presently but believe we can do better price-wise.

Who could we call if we don't get an appointment to see him?

Rosalie Smith of MO 2:27PM December 16, 2010

I'm new to all this and wonder if there is a site or software that will help me determine which plan(s) is/are best for my circumstances.

If there is a renewal each year this could be a valuable service for all seniors.

Could this be a new InterNet service?

James E. Kuss of MD 9:34AM April 07, 2010

OUR BENEFITS DIDN'T GO UP THIS YEAR BUT OUR COPAY WENT UP 15.00 I THINK THIS IS A LOT OF MONEY WHEN YOUR BROKE 5.00 WOULD BE ENOUGH BUT THEY JUST KEEP ROBBING US.

JOE CHIANTESE of NJ 5:30PM December 10, 2009

We can't blame this one on President Obama - this didn't just pop up since last January. Things don't move that quickly when it comes to federal programs as large as Medicare. This has been planned - if the truth were known - possibly since 2006 when we were given no choice but to hurry up and sign up by what was it? May 15? or we would be penalized? When they said that, knowing none of us really understood what Medicare D was all about yet, I knew right then we seniors were being screwed and it was just going to keep getting worse every year. After all, who helped Congress devise the thing - the insurance company lobbyists, of course, by the government's own admission. After all, hasn't it gotten worse every year since it first came upon the scene. They write these bills in Congress and slip in little incremental changes like this and no-one's the wiser. Did you see the complete Medicare D bill that passed? I didn't. So, we will never know for sure what happened unless we take the time to go into the Congressional Record but I would not doubt it one bit that all these little changes that are destroying us, because we can't afford what we need, were planned all that long ago. And, what good would it do us to find it out? We can't change anything just because we find out for certain how and when they kicked us to the curb. I have been informed by my insurance agent there will be no co-pays at all after January l, but all percentages. She told me not to sign up for a plan (I'm ditching that horrible Humana Choice PPO to go back to a supplemental insurance so I won't be getting these little surprise bills for $300 here and $600 there that I wasn't supposed to have above my co-pays.) drug plan yet. She told me to call my local Walgreen's and they will plug in all my meds and print out the plans that will cover them and then I can go through them to choose the best one to fit my budget, while I am there with the pharmacist so he can explain anything about it I'm not sure of. After learning tonight about the $310 deductible, I know none of them are going to fit my budget. I will go in tomorrow when the print-outs are ready and find out. No need to do it online as I am sure I won't understand all the gibberish. I was too angry to read anymore, anyway. If I had an extra $310 sitting around, I could get all my meds right now not just two of them because the co-pays are too high. What a wonderful turn of events this is, eh? Ah, but these are those long hoped-for and worked-toward Golden Years - we must not forget about that. Every time I even try to make a budget something like this I have no control over pops up to slash it to pieces. There's no winning in this senior period unless we had plenty of money before we reached it. Good luck, everyone. God bless!

Peggy of FL 10:27PM November 07, 2009