Planning for Retirement Without a 401(k)

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This article is useless. The title implies the article will detail ways of saving for retirement if you do not have a 401(k). All it did was make everyone without one feel even worse by telling them how little they have compared to the lucky ones.

Jason of CA 11:35AM January 21, 2012

How many are able to save $2500 after paying bills, college tuition and medical care.
david sequeira fdic

david sequeira fdic of ID 10:44AM July 27, 2010

You need an estimated $4 million if you were going to retire in the near future. Planning to retire without any money saved is like jumping out of a plane with a Cinder Block as a parachute. BUY THE MONEy, NOT THE HOUSE! Save the moneyz. INVEST!

Dan Casey of NJ 9:23AM April 26, 2010

A little easier perhaps; You just need to pay yourself first and live on what's left.

Jake of OH 11:05PM April 25, 2010

Why FedEx needs a UNION!!!
Go to YouTube, search word: FedEx Inhumane Treatment.
http://www.youtube.com/watch?v=4YnbcCV2KI4

MM of KY 12:37AM April 23, 2010

Darron,
I started saving for retirement when I was 21 yrs old -- I could only afford $25 per month, but it was a start. As I earned more I increased the amount I set aside, I bought used cars (my last new one was in 84); payments are lower, as is insurance. Over time I was able to just pay cash for a (used) car.
Take control of your spending ... now. Know what you earn and what you spend. Plan for your own future. You will be surprized at how liberating it is!

Waldo of RI 9:11PM April 22, 2010

I am an actor and waiter who struggles to make my bills. Worrying about my retirement is something that is so out of my realm that I never even think about it. Surely in twenty years, it will jump up and bite me in the butt. I wish it was easier to have a 401(k) at any job.
http://thebitchywaiter.blogspot.com/

Darron of NY 2:57PM April 22, 2010