6 Ways Couples Can Maximize Social Security Payouts

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A spouse that has never contributed to social security shouldn't receive anything until the spouse that worked dies..

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dreabewhidoraqv of DC 1:43AM May 10, 2013

I have a 37 year old handicapped daughter on SSI. I plan to retire at 62 later this year and my wife, 62 has already applied for retirement benefits. We decided it is better for to take this route so we can dedicate our lifes to making our daughters life more enjoyable and we are tired from 30 years of caregiving. This is why I couldn't continue to work on the private sector any longer. My question is: Can my daughter apply for regular social security benefits and would it be to her advantage. We do not have guardianship for her since it is so expensive and we have never had any problems when she has been hospitalized. Thank you for any advice you can give us.

Polos of TX 3:48PM April 23, 2013

This is reassuring.I planned to retire at 63 but lasy year I married a lady 30 years younger wr are mow expecting a child I was sure i couldnt retire ever but this has given me hope I am 58 years young and happy.

pc of TN 3:00PM March 05, 2013

my husband and i are both retired from government jobs under OPERS. my husband collects
s
my husband and i are both retired from government jobs under OHIO pers. prior to his retirement my husband worked in the public sector and is receiving Social
Security. I never worked in the public sector and never paid into Social Security.
Yet i am told by the social security office that i am not eligible for any part of his
social security until he dies. my pension benefit keeps getting cut for medicare part d. yet, his social security benefit continues to stay the same. the local social security office keeps telling me that i could have only made a salary of $840.00 a month to be eligible for a share of his Social Security. That is not even a reality.
if that was all i would have ever made in 25 years i would have got another job in the public sector.

karen hines of OH 2:50PM February 14, 2013

I just turned 62 in Oct. and was awarded SSDI when I turn 66 can I reapply and receive full social security benifits.Being on disability can I apply for any health and perscription insurance.

Karen Carson of IN 2:41PM January 19, 2013

Hi,
I was wondering if there is an appropriate strategy to use for a married couple when the higher earning spouse is on social security disability (total) and the lower earning spouse is working and is 60 years old. Thank Tou!

Tom M. of OH 10:38AM December 21, 2012

Do I understand this correctly, my husband and I are going to get only one
full check and the spouse is going to get a percentage of that check. Because
I though every one had their own account with SS and drew a check when
they retiered. Please help me understand this. My husband and I are the same
age. We will retier at the same time. Born 1954

Geraldine Bibles of TX 3:47AM September 29, 2012