Retirement Benefits: What to Expect in 2011

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Youre totally right on this blog...

produits bio of AL 10:56PM January 13, 2012

What an all 'round amazing piece!!!

backlinks of AL 2:41AM December 12, 2011

I don't disagree with this writing!

Cure Su Herpes of AL 7:20AM November 21, 2011

I couldnt think you are more right..

criminal lawyer wv of AL 2:13PM November 06, 2011

I wished U.S News and World report would do an article before the next
federal election on the dceptive CPI affecting private pension plans.
Rail workers invested into the railroads solvency, not the federal government.
But, for some strange reason, we're under the government's COLA taking
a 17% loss of the dollar since 2002 and from January thru June of 2011
the dollar has lost 7.3% value. Projecting the rate of loss of the dollar,
plus acceleration of loss during this period, by 2013 our anunities will
have lost 78.69% of their purchasing power. This is alarming that the CPI
is a deceptive formula. One would think the methodology used by the BLS to calculate the CPI would be an important issue in the
upcoming elections for Social Security recipients, veterans, pensioners, and anyone working under a CPI adjusted
contract. CPI: SOPHISTICATED ECONOMIC
THEORY, TERRIBLE ETHICS
Is Institutional Deception Embedded in Public Policy?
a website retiree's should visit and U.S. New and World Report writers.
If railroad anuniants do not vote in the upcoming elections when they're
in their 80's their anunity at the present rate of devaluation will be as nothing.
Private pension funds have nothing to do with the federal government,
and the rail carriers stocks have paid $250 per $100 stock investment in 2010,
but the monthly losses for the last 12 months as been -4.96, -6.10, -6.97
-7.84,-7.79 ,7.33,-7.11,-7.58,-7.77,-8.04,-8.15,-7.92
Note not only is the valuation of the dollar slipping but the rate of loss is accelerating. For spousal anunities 2013 the anunity of the 2002 dollar will be
only 10%. Rail workers definately need to get the deceptive CPI using change
of value as opposed to inflation/devaluation corrected or their anunities will be worth nothing. I fear the two party system having no chance at a constitutional convention, will degrade the country and it's currency.
If nothing is done, it will be likened to the economic collapse al over again.
What are the states going to do when people's anunities are worth nothing
and anuniants making even medium income of 2002 must go on public welfare
having worked all their lives for an investment program instituted by congress for the protection of income. The language of the last railroad retirement bill mentions nothing about the CPI, and the CPI is definately as much ethical
as the Enron scandal or Medlow. It is not what it is advertised to do, but opposite during a depression of which ss itself was created to counter.
I do not see any logic in applying the CPI to private pension funds, when
the rail carriers stockholders receive 2.5 times their investment.

david utterback of TX 8:26PM July 12, 2011

Retired February 2002: Value of usd May 2011 16.56% devaluation
since February 2002. That makes the dollar worth 84 cents today.
Reason for continued devaluation: Having read thousands of articles what makes sense is http://www.businessinsider.com/dollar-devaluation-stagflation-and-how-youre-getting-screwed-2011-4#ixzz1LRCoZ1iY
and the cause of the economic collapse:
UPDATE: Did Wall Street Violate the Racketeering Act?
David Rosenberg’s Sense on Cents
of which arthur Levitt's letters, speaches and book was ignored
by the FED, by the executive over him. It would seem Mr. Medlow was
following the same line of thought as the FED and the chief executive.
This is not an accident, but deliberate racketerring.
Surely, the accounting of economists were knowledgable of the
crime against citizens savings, pensions, and without regard for
'the rule of law' promoted the practices of racketeering against
all laws concerned fincance.
Thus the continued devalueation is to lower the payments of money foolishly borrowed from foreign entities and whereas much control over the stock market and well as foreign ownership and control have brought the credability of our
nation into great credability.
When one consider's workers are always on the bottom of the rung, the last
step of the ladder and receive every three years less than a 5% raise,
the very next day all prices of goods and services escalate, thus we never
get above the botom rung of the ladder. Then comes years preceding the economic collapse of which no steps are taken to prevent, but rather to
escalate the collapse. Then having so much debt, the anuniants, savings of citizens is devaluated as was the senerio of the last generation when retirees
were barely existing. Again with all the reassurances of cost of living increases they found a way to repeat the last generations retired anunities to a low standard of living and quaity of life. I should hope the current generation of workers do not believe the lies for a secure future.
Of great interst is the 1929 crash's cause and effect on world war 2.
It was only because of the negligance the 1929 crash happened which
Adolf Hitler could not have risen to power without the 1929 crash.
It would seem a world war again is possible with the neglegiance of our
economic leaders. As we consider the millions of children, women and
men killed in world war 2, honest God fearing statesmen could have
prevented the holocaust. The causes of the mortgage crisis, the continued
devaluation are the highest crimes against humanity as history plays out its hand. Our country became great with it's founding faith of which God will not
partake blessing when evil flourishes. The economic collapse was a result of evil and the subsequent devaluation which is basically a way of stealing from the good people that worked so hard, often 16 hour days, or working 40 hours a week and attending college at the same time.

dave of TX 10:34PM May 04, 2011

We cannot afford to sponsor other countries civil wars. Why does the US try to police the whole world? Close all foreign embassies in all other countries. We need soldiers here on our street corners, after all there is more people murdered here for what they have, by angry people and desperate people who are trying to feed their children. They don't have to murder to get what they want or injure and maim people in their own homes but they do. We are absolutely in dire need to stop giving other countries rights for more people to come live here. Why on God's green earth is the US handing over all of our resources and then Americans paying foreigners to produce everythng that we turn around and have to buy back. Lets first take care of our own and be the Americans we once were. We really don't need China and other countries making our clothes, furniture, toys et Please people lets not turn on each other. Have you noticed how our leaders lie through their teeth and forget who is paying them. We need to impeach people that choose like the Judge Crabb that anything to do with Christianity is against the law. Just 2 hours of history will clearly show that our nation was built on the foundation of Christianity. We have no choice at this point to stop being one of the only countries that run out and spend our money for every natural disaster. We need to leave those things to the church and red cross. If people had jobs they could pay tithes, at their local churches. Our children have never seen morality they think all the sex and violence is normal. Our young people do not have jobs to go to. Come on America it is not to late to reverse that fact that people in their 50's, 60's, 70's have to work at McDonalds. If we are borrowing money for our government to operate, we need to be honest and stop spending money we do not have for foreign interests. We must bring our military home, we do need soldiers back to back on our street corners, and guarding our borders by land, air and sea. More people are murdered in America everyday than have actually been killed in war. We are a nation of all people from every nation in the world and that is great, but we must close the borders. Why doesn't the government and all the rich mortgage companies have an amnesty program for 3 years on property taxes and 3 years on the 30 year mortgages. Why do they put our families out on the street and what about all the empty houses that sit as a result, and are not taken care of and pipes bursting in unheated homes. While our homeless families are living in the houses that are boarded up. In this great nation of all nationalities and freedom of worship unless you are a Christian, can't we stand united, not divided. STAND UNITED! Lets make sure that it is law that if any government official lies and violates the very foundation that this country was founded on, and forgets that we the people pay them, that we have an absolute right to impeach quickly and replace them as we see fit.

Pam of MI 4:43AM April 01, 2011

You're still young enough to take risks. I would go 20/30/50 with 20% in high risk, 30 in moderate risk, and 50 in low risk. Change that as you get older. Don't rely on analysts. Do your own research and invest in your own backyard. i.e. invest in companies you are familiar with. Such as places you go to on a fairly regular basis that impress you.

Steve of MO 6:47PM February 25, 2011

To the 36 year old. Whatever you do, only invest in cash!!! And please bear in mind--a Money Market Account is not cash! If your 401(k) plan at work offers a true cash option, that is a federally insured option, for example: a Certificate of Deposit, then invest. Don't even mess with bonds either! The stock market, the bond market, they are all ponzi schemes. If your 401(k) does not offer a cash option, then open up your own IRA, do the maximum contribution, and take the 20-25% tax break.

d of NY 11:55PM February 14, 2011

I agree with Glenna of TX. I am in my 70s and for 2 years have not gotten a raise in my ss checks. Cost of living h as gone up my electric bill has tripled in 2 months . My bill has gone from 130.00 dollars to 400.00 dollars. Iam with AMERON UE in st louis. They are wanting to raise rates even higher. These companys are making money but they want more. I think there should e a cut off point for seniors to stop paying taxes. We even pay taxes on our SS checks. These big CEOS for utily companys are making millions of dollars even getting bonuses and they still want more.

Bob S of MO 9:39AM January 31, 2011