Why Your Retirement May Not Be Permanent

Consider these increasingly popular alternative paths to retirement.

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[See How to Strengthen Your Retirement End Game.]

Most other transitions to part-time work at the same employer are ad-hoc arrangements negotiated with individual supervisors and management. Phased retirement can complicate pension calculations, and workers need to make sure they continue to work enough hours to qualify for the health plan if they are under age 65. Employees also need to renegotiate which responsibilities they will keep, as well as fair pay for their continued work. Sometimes it's easier to get a part-time job at a new company than to ask for less responsibility and fewer hours at your current job.

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