11 Retirement Benefit Changes Coming in 2012

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We've won some - "the donut" gap is decreasing - but not fast enough - no wonder we need to supplement our bemfits by returning to the workforce

Edna Moshette of NY 4:33PM January 24, 2012

Lots of information, very good ideas, and suggestions. I will surly take them into consideration. Thank you.

Maria of TX 1:12PM January 24, 2012

why did we not get money for past years Missed ,a raise ty

betty of CA 11:11AM January 24, 2012

My wife and I get tiny SS. our concern is US govt retirement (not mentioned so far}

Mark Corwin of FL 11:01AM January 24, 2012

I think the way politicians administer SS is a rip off to the consumer and to the benefit of politicians and the wealthy. I feel, as many of my fellow Americans feel, that there should be no cap on income for SS payments. If this were administered properly the rate could and should go down for the wage earner and to the employer as well be it private enterprise or govt. Further, SS benefits should be taxed as ordinary income. When the payout has equaled the paid in the a tax should be considered as being taxed seperately on that amount with any other earned income taxed seperately and should reduced the overall tax burden. I see nothing wrong on the higher income taxed under capital gains, as long as offset losses are not used to further reduce the tax liability. Many seniors file under the capital gains due to the nature of the income being primarily investments.

John Kingry of VA 10:04AM January 24, 2012

A person on SS disability had that income reclassified as regular social security which is taxable when turning 66. Now this person loses his disability portion to taxes and still has to buy meds as a still disabled person...not fair

dwayne shaffer of MO 9:46AM January 24, 2012

Why can a worker earn $$$$$$$$$$ and still draw Social Security but a person on Social Security and draws a retirement from a preveious job can only earn $$$$$ and of that 1 out of every 3 are deducted from their Social Security check. It does not seem fair and that is why there are so many senioir citizens below the povertly level. Some one please help us . Thank you for allowing me to speak freely since I am a several generation born American citizen.

Charlotte Cline of OH 9:12AM January 24, 2012

I DON'T NEED ANY MORE DEDUCTIONS, I DO NOT USE THE INSURNCE ANY HOW. I HAVE NOT BEEN TO THE DR FOR 3 YRS.WHO CAN AFFORD TO RETIRE. I HAVE WORKED ALL MY LIFE AND OVER 70 AND STILL HAVE TO WORK AND THEN THE GOV STILL TAKES ALL THEY WANT OR YOU CAN GO AND LIVE ON THE STREET. THEY DON GLO'T CARE OF YOU ONLY FOR THEM TO TAKE FROM YOU.GLO

gloria of TX 8:40AM January 24, 2012

I retire and get not much from the benefits. I don't get Social Security benefits, because I am lacking 11 credits. I need to work at least 2 years to get this credits and then I could get around $200.00 a month. Now at my age 65, I have applied for work to earn this credits, so at least I can get those $200.00, but no luck for work. So that means I will loose all the money I put in Social Security if I do not do the 11 credits. So who stays with my money? The U.S. GOVERMENT!!!! I think if you are lacking credits and are in situation, why not give us at least 1/2 of the amount. Isn't this rediculous!! Any help on this? My phone # is 281-997-1700 if you have any ideas!

guadalupe barrientos of TX 8:31AM January 24, 2012