What Older Workers Don't Know About Social Security

I believe they need to redo the benefits to reflect differently how much a person can receive when a spouse dies, and after retirement. I worked and earned minimum wage so my checks are not very much as I am disabled and single. It does not matter if they calculate for 35 years with me because most of my life I was married and did not work because my spouse would not allow me to work and now that I am single I only have my income to receive benefits. I do not believe we should be able to retire and receive benefits and still earn as much money as we would like without it taking away from our benefits. If a person can still work at the age of 70 then why are they retiring and collecting benefits at the same time they are working. I believe they made that to suit high income earners so they could receive benefits like most of the congress they are 70 and over and they work making a lot of money and they also receive benefits. If you are working you should not be receiving benefits. That is my opinion because if you still work and are paying into the social security program then you should not receive money from the program until you are fully retired. That is not full retirement if you are still working even if it is only part-time work you are still working that should only apply to someone who is trying to rehabilitate and re-enter the workforce.If you are disabled and not sure what you can do but try to start rehabilitaion they take most of your money if you try to work how is that fair. If you try to work and then find out you cannot do the work you still receive benefits but that is only because you are disabled. The whole system for social security is written to protect the wealthy not the poor once again the rich receive beneftis and still continue to work what a shame. If you retire stay retired so someone else can have a job. Take your money and go on a vacation or do not retire make money and continue to pay into the system and let the money grow instead you are like the pot calling the kettle black earning benefits and still working is not retirement.

SMcGaha of TX 2:34PM February 24, 2013

What about the retired people who continue working. Do their monthly checks from SS

increase, How?

Please explain........

Jhulbert G Lasso of OK 1:44PM February 24, 2013

I'm 64 and on SSI, can I still get my Social Security too?

Diana Burhans of MO 9:57AM February 24, 2013

In my estimation, the laws administered by Congress concerning the SSA prevents many elderly from the pursuit of life, liberty and happiness as guaranteed by the Constitution. They did it before and they will do it again, using the excuse of the deficit.

I began work when I was 19 as a federal employee and I began work on a part-time second job at age 30 at my church (I paid retirmement on the federal job and I paid SS on the second job). I retired from the Full time job, but continue the parttime job.

My spouse died at age 57. We had been married 35 years. I was told I was not entitled to his benefits because of my federal retirement. Over the past few years I had received statements from SS showing my SS entitlement based on my earnings. I had been advised in the statements that I may be subject to a WEP reduction. This WEP reduction appears to be a major portion of the SS benefits I would be entitled to, reducing my benefit to a mere $250 per month.

I paid 6.2% just like everyone else and to make matters worse, I am still working and was told I must continue to pay 6.2 % while I only receive a small fraction of my entitlement. And to top it off

my benefits may be "taxable".

I was married once (35 years) to my husband and I can't get any portion of his benefits; while divorcees can qualify after a 10 year stint. Why? Because I worked all of my life!!!

I can't collect the full amount of my own SS benefits. Why?

Because I worked all of my life!!!

What an injustice.

Davis of LA 1:44AM February 24, 2013