Should You Take a Lump-Sum Pension Payment?

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ML of MA 3:47PM March 19, 2013

I have sent in my information for a buy out and so far have not heard when I would receive my money.

Blanch Need of IN 4:40PM August 18, 2012

HOW LONG DOES FORD RETIREES HAVE TO MAKE THEIR FUTURE PAYMENT DECISIONS

JIMMIE BLEVINS of WV 4:19PM August 12, 2012

If the market goes down, the insurance companies will loose money also. Can the states continue to back up annuities considering they could become another liability while their revenue is down. These financial planners never mention those negatives. Could be they are selling annuities?

Craig of SC 8:05AM August 02, 2012

If you retired from GM after October 1, 1997, you know that your pension option decision time is coming to a close. On June 1, General Motors announced their plan to lessen their pension liability by approximately 26 billion dollars. This leaves you with the power to choose between a one-time lump-sum payment, continuing with your current monthly payment, or taking a new form of monthly benefit. You need to decide which option you'll go with by July 20, 2012. Before you do, it's important to understand the complexity of each and every option so that you can choose which is best for you. You can watch this informative video which outlines the three available options by following this link: http://youtu.be/32ZRne7AoTQ. Additionally, it's highly encouraged that you seek the advice of a seasoned financial planner.

Barbara Raines of LA 3:49AM July 11, 2012

This is one of the most important decision a person has to make and someone should do their due diligence to make sure that they know all the ramifications on taking it or not. I would talk to a professional or seek out resources like: http://lumpsumanalysis.com/

Kevin Budzynski of MI 5:05PM June 28, 2012

The General Motors (NYSE:GM) Pension Buyout plan, announced on June 1, stated that GM plans to cut their pension liability by an expected 26 billion dollars. Select salaried U.S. retirees will be offered a lump-sum, with other retirees being offered a monthly pension payment. Making this decision will involve considering initial eligibility and a full understanding of the two options, including the consequences therein. Consulting a qualified financial advisor is suggested. For more information, including a free white paper, on the General Motors Pension Buyout, please visit http://www.gmpensionbuyout.net. The decision deadline will be July 20, 2012.

emie0429 of AZ 3:05AM June 26, 2012

June 1 came with an announcement from General Motors about their plan for an estimated 26 billion dollar reduction of their pension liability. This plan offers selected salaried U.S. retirees a lump-sum payment and other retirees a continued monthly pension payment. When assessing these options, seeking the advice of a capable financial advisor is encouraged. The decision deadline is fast-approaching on July 20, 2012. Go to http://youtu.be/32ZRne7AoTQ for more information and a free white paper on the General Motors (NYSE:GM) Pension Buyout plan.

Jenny Goren of AZ 10:44AM June 25, 2012

General Motors announced their plan to reduce pension liability on June 1. The plan is set to reduce pension liability by an estimated 26 billion dollars, and offers select salaried U.S. retirees a lump-sum payment. Other retirees may continue to receive a monthly pension payment. Navigating these choices will be a complicated process and it is suggested that the advice of a competent financial advisor be obtained. To learn more about initial eligibility and the options of the General Motors (NYSE:GM) Pension Buyout plan visit http://www.gm-pension-buyout.com. A free white paper is also available at this site. The decision deadline is set for July 20, 2012.

emie0429 of AZ 6:18AM June 25, 2012

I am wondering if people, such as myself, that are considered "defered retirees" will be considered. I am 100% vested, but won't start collecting benefits until retirement age with Fmcc??? Has this group of people, who would be more likely to accept a "Lump sum" be considered?

W. Scott Davis of FL 12:33PM June 24, 2012