7 Reasons Not to Move in Retirement

If you’re happy with where you live, there’s no reason to relocate in retirement.

College savings account holders should outline their requirements for distribution and name successors as part of estate planning.

An advance plan for your later years. You may need to bring additional services into the home or make changes to the layout to prepare for the limitations of aging. "If physical and/or cognitive needs increase significantly within three to five years, you may want to ensure next-level services are available, or at least proximate," Carle says. It can be easier to locate and test these types of services in your own community before you need them than to try to find them from afar. You can also retrofit a home to make aging easier in advance of when you need those features. "Some people might want to modify that home so that the master bedroom is on the first floor, and since going up and down the stairs makes carrying laundry difficult, people often relocate the laundry room to the first floor so that it is more physically convenient," Roover says. "They may adapt the shower and tub so that they don't risk falling."

[Read: 10 Affordable Places to Rent an Apartment in Retirement.]

You like it. You likely chose your current home because you liked many aspects of the house or community. That doesn't necessarily change when you leave your job. Over the years you've probably made improvements that suit your needs and tastes. If your current community continues to meet your needs as a retiree, there's no reason to pick up and move to another one.