Today's podcasts have matured well beyond droning voices spreading conspiracy theories from basements. Podcasting has found its way to the cool kids club, and it’s spreading like wildfire. Apple has long since surpassed 1 billion subscriptions for podcasts and a 2014 national survey from Edison Research found an estimated 39 million Americans listened to a podcast in the past month – an all-time high in the history of podcasting.
As podcast listenership grows, so does the content. Fans can listen to hosts discuss everything from politics to beer to the latest celebrity gossip – and personal finance is no exception. There is a wide range of personal finance podcasts that appeal to specific audiences such as millennials, serious investors, women and entrepreneurs. Others are dedicated to financial goals like getting out of debt or building income.
But how do you know which shows are worth your listening time? As part of our Money on the Air competition, GOBankingRates evaluated more than 50 finance shows and narrowed them down to the 15 best for 2015. Here's a look at the best podcasts and radio shows on air today.
Top 15 Financial Radio Shows and Podcasts
1. BiggerPockets Podcast.
The BiggerPockets Podcast boasts it's the No. 1 rated real estate podcast on iTunes. Hosts Josh Dorkin and Brandon Turner deliver interviews and tips each week for listeners who want to grow their real estate business. Fans praise the show for offering real, practical advice from real estate investors. Whether you are thinking about starting a career in real estate or are already a seasoned real estate investor, BiggerPockets could be a great podcast to help you improve your skills, get insight into the market and, hopefully, make some money.
2. The Clark Howard Show.
Clark Howard, a longstanding name in the personal finance community, is a consumer expert and host of both a podcast and radio show. The nationally syndicated “Clark Howard Show” covers how to save more, spend less and avoid consumer rip-offs. Fans can listen live and even call in to speak to Howard on the air every weekday from 1 p.m. to 3 p.m. EST or listen to his podcasts at their leisure. No matter your listening preference, this is the show for getting straightforward, applicable advice on how to save money and prepare for the future.
3. The Dave Ramsey Show.
Dave Ramsey is a celebrity in the personal finance world, so it’s no surprise his radio show and podcast are among the most widely listened to. The best-selling author expounds on the principles that made him famous: Get out of debt and start saving money. More than 8 million weekly listeners tune into “The Dave Ramsey Show,” which is available on more than 500 radio stations across the country, and fans from all walks of life call in to ask Ramsey for advice or share their success stories.
4. The Disciplined Investor.
Certified financial planner, author and host, Andrew Horowitz, gives listeners his expert investment advice to take control of their financial situations. Whether you are just getting your feet wet or a seasoned investor, Horowitz offers tips that will broaden your horizons, keep you up-to-date with the ever-changing markets and help you make smart, lucrative investments.
Whether you want regular part-time money or some quick extra cash, here are websites you can turn to.
5. Like a Mother with Emma Johnson.
Emma Johnson, Wealthy Single Mommy blogger, takes her tell-it-like-it-is advice to Like a Mother with Emma Johnson. She digs into the paradox of balancing work, family life, relationships, money and career and dares to answer the question, “Can we really have it all?” You might not ever find the answer, but you are sure to be entertained while trying.
6. Entrepreneur On Fire.
The Entrepreneur On Fire podcast delivers inspiration and motivation for budding entrepreneurs seven days a week with its host John Lee Dumas. Each episode features an entrepreneur who has experienced both failure and that “aha!” moment that leads him or her to achieve their dreams. The episodes also end with a lightning round when Dumas and his guests give listeners final takeaway messages that can be applied in their own ventures.
7. Epic Real Estate Investing.
Epic Real Estate Investing offers a rather contrarian point of view – the message behind the show is not to pile money up in savings, but put it to work for you. Instead of building your bank account balance, host Matt Theriault advises listeners on how to create streams of money through real estate investing. Fans can tune into Epic Real Estate Investing to hear concepts that challenge popular beliefs, including the notion that people don’t have money problems – they have idea problems.
8. Freakonomics Radio.
Freakonomics Radio is an extension of a brand created by the wildly popular “Freakonomics,” “SuperFreakonomics” and “Think Like a Freak” books co-authored by journalist Stephen Dubner and economist Steven Levitt. In Freakonimcs radio, Dubner takes to the mic to uncover “the hidden side of everything" and explore topics ranging from cheating school teachers to eating champions. The podcast offers lessons on how to think more creatively, rationally and productively, particularly about money and other resources. Listeners may sometimes feel enlightened, enraged or surprised by the show's end, but they will always leave a little bit smarter.
9. Money Girl’s Quick and Dirty Tips for a Richer Life.
Whether you're a novice or savvy investor looking to lead a richer life, The Money Girl podcast will point you in the right direction. Host Laura Adams provides short and friendly personal finance advice inspired by current events, social media, listener feedback and everyday interactions. Each episode runs under 12 minutes, and listeners walk away with actionable advice they can put into practice immediately.
10. Motley Fool Money.
The “Motley Fool Money” radio show airs weekly across America and is featured in top markets such as Los Angeles, San Francisco, Atlanta, Boston and the District of Columbia. The show’s podcast is one of the top business and investing shows on iTunes. The podcast calls itself an “irreverent, fast-paced look at the world of business and investing” where fans tune in to get a simple and streamlined version of Wall Street headlines, as well as insights into current market conditions.
11. Rich Dad Radio Show.
Robert Kiyosaki, author of “Rich Dad, Poor Dad,” takes his same no-punches-pulled attitude to the “Rich Dad Radio Show,” where he challenges conventional advice on personal finance, investing and business. This show isn’t for the get-rich-quick crowd – the “Rich Dad Radio Show” speaks to people dedicated to growing wealth for the long haul.
12. Smart Passive Income.
The Smart Passive Income Podcast is hosted by online businessman Pat Flynn. Although he claims to not be an expert on earning passive income, he’s earned a cool $3 million in the last six years, according to Forbes. With over 11 million downloads, listeners tune into Smart Passive Income by the droves to learn about building passive income. Flynn defines passive income on his blog as “building online businesses that take advantage of systems and automation that allow transactions, cash flow and growth to happen without requiring a real-time presence.” People who don’t want their limited time to limit their earnings should give Smart Passive Income a listen.
13. So Money with Farnoosh Torabi.
So Money with Farnoosh Torabi features personal finance advice from Torabi, an award-winning financial expert, TV host, journalist and best-selling author of “When She Makes More.” Torabi uses her podcast as a platform to discuss financial strategies and success stories with today’s top business leaders and influencers. Fans are inspired by the philosophies and success stories from Tony Robbins, Robert Kiyosaki, Seth Godin and others. On weekends, So Money answers questions from fans about money, careers, previous guests and just about anything else you can think of.
14. The Truth About Money with Ric Edelman.
The Truth About Money with Ric Edelman is an institution in the world of personal finance radio. The show has been on the air for 23 years and is heard in 69 markets. Edelman was named among the “Heavy Hundred” in the radio industry by Talkers magazine. He offers his nearly 1 million weekly listeners entertaining and practical advice on investments, IRAs, retirement planning, mortgages, insurance, college planning and more. Tune in to find out why this show has such staying power.
15. Stacking Benjamins.
If you're a little too overwhelmed by the list above, "Stacking Benjamins" might provide the variety-show mix you're looking for in one podcast. While fans can't vote for the show this year, Stacking Benjamins was overwhelmingly voted as "People's Choice" in the comments section. This show presents new facts, findings, statistics and trends in the financial space with a number of expert heavyweights, from David Bach to Jean Chatzky and Ric Edelman. Joe Saul-Sehy is joined by award-winning financial writers for their scoop on the day's topics, with the show releasing roughly three times per week.
Podcasts are no longer an obscure alternative to radio. If anything, they help make important financial information much more accessible to everyone. If you've been looking for your next obsession, forget Netflix and give a financial podcast a try. You might end up richer for it.