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U.S News Credit Card Expert

Beverly Harzog is a nationally recognized personal finance and credit card expert. She’s the bestselling author of five books, including The Debt Escape Plan and Confessions of a Credit Junkie.

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Latest Personal Finance Advice

Family Finance

Unemployment: What to Do if Your Direct Deposit Is Late

If your unemployment check or direct deposit hasn't arrived, here are possible reasons.

Taxes

What to Know About Stimulus Payments and Your Taxes

Will you owe more money at tax time because of last year’s stimulus payments? Find out here.

Personal Finance

A Guide to 1031 Exchanges

A 1031 exchange can help you defer capital gains taxes on investment property, but the rules are complicated.

Taxes

The Pros and Cons of Standard vs. Itemized Tax Deductions

Before you file, understand whether a standard deduction vs. itemized deduction is best for you.

Personal Finance

A Guide to Educational Tax Credits and Deductions

Several tax breaks can help you cover the cost of education – and even pay for some new expenses because of COVID-19.

Taxes

15 Self-Employment Tax Deductions

Working for yourself comes with the opportunity to claim a variety of tax write-offs.

Taxes

How to Choose Your Tax Filing Status

Know the key differences in filing status, including married filing jointly, married filing separately and head of household.

Personal Finance

How to File Taxes

Filing taxes may be different because of stimulus payments, unemployment benefits, freelance income or job loss in 2020. Here’s when and how to file this year.

Taxes

What Is OASDI Tax?

Learn more about Old Age, Survivors and Disability Insurance and why you pay OASDI tax.

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